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Kentucky solar cancellation rights

3 business days for home-solicitation sales (KRS 367.420(1) — until midnight of the third business day after signing; written notice to the seller). EXTENDED to 10 business days for home-solicitation sales on loans taking a security interest in the buyer's principal dwelling (KRS 367.420(6)). FTC Cooling-Off Rule (16 CFR Part 429) also applies.

The law

  • KRS 367.420 (home solicitation sale — 3-business-day cancellation; 10 business days where a loan takes a security interest in the principal dwelling)
  • KRS 367.110-367.990 (Kentucky Consumer Protection Act)
  • FTC Cooling-Off Rule, 16 CFR Part 429

Contract notes

No solar-specific consumer protection statute located. Kentucky's home-solicitation statute is notable for TILA-mirroring: home-solicitation sales on loans secured by the buyer's principal dwelling get a 10-BUSINESS-DAY rescission window (KRS 367.420(6)) — relevant where a solar loan takes a security interest in the home (not just a fixture filing). Lease/PPA cancellations rely on the standard 3-day window only where the transaction qualifies as a home solicitation sale; misrepresentation claims run under the Kentucky Consumer Protection Act (KRS 367.110-367.990).

Enforcement watch: No KY AG enforcement action on residential solar located for 2024-2026. KY joined the 2023 multistate Pink Energy lender letter.

What to do next in Kentucky

  1. Read your contract's cancellation clause tonight. Compare it against the state window: 3 business days for home-solicitation sales (KRS 367.420(1) — until midnight of the third business day after signing; written notice to the seller). EXTENDED to 10 business days for home-solicitation sales on loans taking a security interest in the buyer's principal dwelling (KRS 367.420(6)). FTC Cooling-Off Rule (16 CFR Part 429) also applies.
  2. If the company never gave you a cancellation form, your federal 3-day clock may never have started — that's the loophole in our cooling-off guide.
  3. Past the window? Shift to the complaint path: where to file, and check whether savings were misrepresented (guide).
Get the notice written for you. The $39 SolarEscape Kit generates a cancellation letter citing KRS 367.420 (home solicitation sale — 3-business-day cancellation; 10 business days where a loan takes a security interest in the principal dwelling), with your dates filled in — plus the complaint kit and bankrupt-installer playbook.
Not legal advice. This tool provides general information based on state statutes and the FTC Cooling-Off Rule as of October 2026. Laws change and every contract is different. For advice about your specific situation, talk to a consumer attorney or your state attorney general's office. We can't promise you can cancel — nobody can. What we do: tell you where the cancellation windows are, and what to do when they're closed.

Sources: apps.legislature.ky.gov, ncdoj.gov, public-inspection.federalregister.gov · Verified 2026-10-10